Business equipment insurance for small businesses
Business equipment insurance is a type of policy that gives your business coverage for the loss or damage of the equipment that keeps the wheels of your business turning. We’re talking about the everyday items a business cannot manage without - computers, laptops, tablets, tools and the like.
Lukango has partnered with Markel Direct, who underwrite and administer the policies, to offer business equipment insurance tailored to your needs. Getting quotes is simple and straightforward.
You should know what your business equipment is worth and how you would be able to afford to replace it should the unthinkable happen. If your business equipment for your small business is irreplaceable, make sure you have it protected with insurance.
Find out more about business equipment insurance below, or click here to get a quote:
Business Equipment insurance protects you if your equipment is
Lost or Stolen
What is business equipment insurance?
Business equipment insurance, sometimes called commercial equipment insurance, gives you cover for the loss or damage of business equipment.
Get business equipment insurance for your small business from our insurance partner Markel Direct
- Helpful insurance products for your business
- Remarkable same day cover
- Support from experts in the UK
Do I need business equipment cover?
Power tools, hair dryers, gadgets and other equipment often play an important role in running a business. Business equipment insurance is a type of cover that can respond to certain losses or damage involving items used for work purposes. In some cases, it can sit alongside other insurance products, such as public liability insurance.
Frequently asked questions about Business Equipment
- What is business equipment insurance?
Business equipment insurance is a type of insurance policy that gives you a little bit of extra business protection if it is lost, stolen or damaged by unexpected events like theft, flood or fire.
- What types of equipment are covered by business equipment insurance?
Business equipment insurance can cover a wide range of equipment that you use in the day-to-day running of your business. Think computers, machinery, tools, and other equipment. There are a few things that are not covered so, as with all insurance, it's important to check your policy details.
- How much business equipment insurance do I need?
The amount of business equipment insurance you need will depend on the value of your equipment and the risks your business faces. It's important to assess the value of your equipment and purchase enough insurance to cover the cost of replacing it in the event of a loss.
- Is business equipment insurance required by law?
Business equipment insurance is not a legal requirement in the UK, but it is a good idea to have it to protect your business from potential losses.
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