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Business Insurance for your Tech & Data business

If you are a tech business, this insurance policy is tailor-made for you.

Small business insurance the way you want it: clear, affordable and on your terms.

What insurance is available for my tech & data business?

Why choose Lukango?

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We get that every business is unique

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We make insurance easy to understand

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Affordable insurance through Markel Direct

What types of tech businesses can be protected?

Every business has its own way of working and either sells from a self-built dedicated website, in person or in a consultative way.

Some popular types of tech businesses that can be insured include:

  • Digital creators: app builders, software developers and tech coders
  • Independent tech helpdesk support
  • Web designers and developers who design, develop and sell themes and plugins to other businesses or individuals

We understand that every tech and every data business is unique, which is why we offer affordable insurance packages tailored to your individual needs. You decide how much coverage you need, when you need it, and how long you want it for.

No matter what type of tech-based business you operate, tailored insurance coverage can provide you with the protection you need to keep your assets, employees, and reputation secure.

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Discover the essential Tech & Data business insurance that could safeguard your success

In the realm of thriving tech business, the stakes run deeper than what meets the eye. While your operations may lack a physical storefront, the digital landscape brings forth a unique set of risks and uncertainties that can severely impact your success.

Picture this: you wake up to a nightmare scenario where your valuable hardware vanishes, leaving your business on the verge of collapse. Even worse, envision battling a formidable compensation claim from a disgruntled customer, which could drain your hard-earned bottom-line..

And let's not overlook those relentless cyber hackers lurking in the shadows, eagerly awaiting the opportune moment to disrupt your operations.

Fortunately, with tailored insurance for your tech business on side, you can shield your tech enterprise against these unforeseen circumstances. Secure the protection your livelihood deserves and ensure the continued flourishing of your empire, regardless of the obstacles that may arise.

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Insurance for tech businesses

From safeguarding your assets to mitigating liability risks and even shielding your tech business from unforeseen circumstances, insurance provides invaluable protection. It empowers you to navigate the dynamic landscape of the tech industry with confidence.

Don't allow unexpected disruptions to derail your digital dream. Embrace the reassurance that comes with comprehensive business insurance, tailored specifically for the tech sector. This coverage ensures that you can overcome any challenge and maintain seamless operations, enabling your success to shine brightly in the ever-evolving tech world.

Select tailored tech business insurance - your ultimate safeguard in navigating the dynamic and exciting world of tech entrepreneurship.

Here are a few of the things Lukango tech business insurance could protect you from

  • The public is injured as a result of your business activities
  • Your stock items are damaged or stolen
  • Your employee is injured or gets sick whilst they are working
  • You provide inaccurate professional advice resulting in errors
  • Your business is the victim of a cyber crime, data breaches, or hacking

    With comprehensive tech business insurance, you can confidently navigate the unpredictable landscape of the tech industry, knowing that your assets, employees, and reputation are safeguarded.
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What insurance is available for my tech business?

Explore a range of comprehensive coverage options tailored specifically for your tech venture, including:

  • Public Liability Insurance: Cover for accidental injury or property damage of a third party caused by your business activities.
  • Employers’ Liability Insurance: If your business has employees, then this is a legal requirement to cover against claims made by employees for illness or injury caused by their work.
  • Legal expenses: Cover for the cost of legal support needed after a claim is made against you. It could get you money for unexpected legal costs and access to legal advice and representation if you need it.
  • Professional indemnity: Cover that is designed to cover legal costs and damages that arise from that claim because of professional mistakes or errors made. If you give professional advice as part of what you do, this one should be considered.
  • Cyber & data risks: Insurance that gives you cover against data breaches or malicious cyber hacks that affect either your tech systems or business. Think hacks, phishing, and cyber attacks.
  • Directors & Officers Insurance: Cover that protects the individuals who have jobs as directors, partners or managing directors of your business. This covers them from personal financial losses if they are sued for wrongful acts.
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        Frequently asked questions about tech & data insurance

        • What kind of insurance is necessary for my tech business?

          There are multiple insurance policies that a tech business owner should consider, including professional indemnity insurance, cyber & data risk insurance, general liability insurance, and business equipment insurance. Each policy provides coverage for different risks and liabilities, so it's crucial to assess your specific business needs to determine which policies are most appropriate for your tech business.

        • Is insurance required for an online tech business?

          Having insurance coverage for an online tech business is highly recommended. Cyber & data risk insurance is especially important, as online businesses are susceptible to cyber attacks and data breaches. To ensure comprehensive protection for your online tech business, it's advisable to explore insurance options that specifically cater to the risks associated with online operations.

        • Can insurance protect my tech business against theft and property damage?

          Insurance policies can indeed protect your tech business from theft and property damage. Policies like property insurance and business equipment insurance can provide coverage for stolen or damaged assets and any harm caused to your physical premises. Review the terms and conditions of your policy to understand the coverage provided.

        • Can I modify my insurance policy if my tech business changes?

          It's crucial to keep your insurance policy up to date as your tech business evolves. To adjust your coverage according to the changes in your business operations, it's recommended to discuss your requirements with your insurance provider. By doing so, you can ensure that your insurance policy aligns with your current business needs and continues to offer suitable protection.

        • How much does insurance for a tech business typically cost?

          The cost of insurance for a tech business varies depending on factors such as the size and nature of your business, the coverage limits required, the location, and your claims history. Lukango has partnered with Markel Direct, a leading UK business insurance provider, to offer tailored insurance solutions for small businesses in the tech industry. Contact us for a personalised quote that is jargon-free insurance designed to meet the specific needs of your tech business.