
What types of Trade businesses can be protected?
From up-and-coming trades businesses to well-established companies, we provide coverage for a wide range of trades ventures.Business types:
Bricklayer, Civil and structural engineer, Cladding, Construction manager, Carpenter, Carpet fitter, Carpet cleaner, Cavity wall installer, Concrete contractor, Decorator, Demolition consultant, Draught proofing, Drive layer, Dry lining contractors, Electrician, Fabrication consultant, Forklift truck driver, Fencer, Garage door fitter, Glazier, Ground workers, HGV driver, Handyperson, Heating engineer, Joiner, Key cutter, Landscaper, Painter, Plumber....
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Frequently asked questions about trade insurance
- What types of trades are covered under Trades insurance?
Trades Insurance provides coverage for a wide range of trades and professions in the UK. Whether you're a builder, electrician, plumber, decorator, or any other tradesperson, a tailored insurance policy that meets your specific needs and requirements is a good thing to have.
- What does Trades insurance typically cover?
Trades Insurance offers comprehensive coverage for various aspects of your trades business. This can include protection for your tools, equipment, and materials against theft, damage, or loss. It can also provide coverage for public liability, employer's liability, and legal costs for claims made against you due to unforeseen events.
- How much does Trades insurance cost?
The cost of Trades insurance can vary depending on several factors, such as the nature of your trade, the size of your business, and the coverage limits you require. Lukango has partnered with one of the UK’s leading business insurance providers, Markel Direct, to offer customers jargon-free, tailored small business insurance.
It's best to contact our team for a personalised quote tailored to your specific needs and circumstances.
- Can I add additional coverage to my Trades insurance policy?
We understand that every tradesperson's needs are unique. That's why we offer the flexibility to add additional coverage options to your Trades insurance policy. Whether you need professional indemnity insurance, business equipment cover, or other specialised coverage, we can help tailor a policy to your requirements.
- Is Trades insurance mandatory for tradespeople in the UK?
While Trades insurance is not legally required for all tradespeople in the UK, it is highly recommended. Having adequate insurance coverage can protect your business from unexpected events and potential financial losses. Additionally, some clients and contracts may require you to have specific insurance coverage in place before working with them.