Don't buy anything you don't understand
“Lukango has taken the stress out of not knowing exactly what we need for our business.”
Alex, Coffee Shop Owner.
“With Lukango, we finally have a game changer that truly understands and caters to the unique needs of small online business owners.”
Lisa, Online Retailer.
“Lukango is focused on entrepreneurs like me, meaning I can make informed decisions about insurance that work hard for my business.”
Charlotte, Business Owner.
We get you, you get insurance
Whether you're a business owner, an independent consultant, or a sole trader; whether you need basic insurance, cyber insurance or other types of protection… you have to make sure you’re covered. Lukango’s range of small business insurance options cater for a wide range of businesses and are designed to be tailored to precisely what you need.
Get 10% discount on your quote using offer code LUK10
Get answers to your insurance questions
- What insurance does a business need?
Business insurance can cover your company for financial losses if something goes wrong as a result of your day-to-day business activities. The type of cover you need will depend on what type of work you do. Some examples include a customer being injured by your product, damage or theft of your stock, or sickness or injury to someone in your team.
There are many forms of insurance you can choose to cover your small business, including:
- Public liability insurance
- Employers’ liability insurance
- Product liability insurance
- Stock insurance
There are many other types of insurance you might want - check out our blog to find out more.
- Is business insurance a legal requirement?
Some insurance is optional but we think businesses should plan for every eventuality by protecting what is important to the successful running of your business . Many of your clients, partners and other companies you work with will need proof of insurance as a requirement before they work with you. A great example is that if your small business attends events, you will need the right level of public liability insurance when the event day arrives.
Did you know there is one form of business insurance that you are legally required to have? If your business has employees, then you must have at least £5 million of employers’ liability cover. Lukango can help you understand what you need and when you need it.
- Can I get business insurance before registering my business?
Yes, if you are in the process of setting up a new business you can purchase cover before registering your business - you won’t be required to have a company registration number or other registration details before buying. Your business might not be launched yet but if you have equipment, stock, or employees then you have risks you may want to consider protecting.