Don't buy anything you don't understand
“Lukango has taken the stress out of not knowing exactly what we need for our business.”
Alex, Coffee Shop Owner.
“With Lukango, we finally have a game changer that truly understands and caters to the unique needs of small online business owners.”
Lisa, Online Retailer.
“Lukango is focused on entrepreneurs like me, meaning I can make informed decisions about insurance that work hard for my business.”
Charlotte, Business Owner.
We get you, you get insurance
Whether you're a business owner, an independent consultant, or a sole trader; whether you need basic insurance, cyber insurance or other types of protection… you have to make sure you’re covered. Lukango’s range of small business insurance options cater for a wide range of businesses and are designed to be tailored to precisely what you need.
Get 10% discount on your quote using offer code LUK10
Get answers to your insurance questions
- What insurance does a business need?
Different businesses can face different types of risk, and there are many forms of business insurance available in the market. These can include cover for things like injury or damage caused to others, damage to property or stock, legal costs, or interruptions to trading.
Some common types of business insurance include public liability insurance, employers’ liability insurance, professional indemnity insurance, product liability insurance and stock insurance.
The types of insurance available, and what they cover, can vary depending on the insurer and the nature of a business. To understand what options are available and how they might apply to your business, you can speak to Markel Direct, Lukango’s insurance partner.
- Is business insurance a legal requirement?
Some types of business insurance are optional, while others are required by law. In the UK, employers’ liability insurance is a legal requirement for most businesses that employ staff, including part-time and temporary employees. Other types of business insurance, such as public liability or professional indemnity insurance, are not usually required by law, but are widely available in the market.
To understand which types of insurance are legally required and what options are available for your business, you can speak to Markel Direct, Lukango’s insurance partner.
- Can I get business insurance before registering my business?
Some insurers offer business insurance to people who are in the process of setting up a business, even if it has not yet been formally registered. Whether this is available, and on what terms, depends on the insurer and the details of the business activity.
To find out what options may be available in your situation, you can speak to Markel Direct, Lukango’s insurance partner.